Scenario: You are a loan officer for White Sands Bank of Taos. Paul Jason, president of P. Jason Corporation, has just left your office. He is interested in an 8-year loan to expand the company’s operations. The borrowed funds would be used to purchase new equipment. As evidence of the company’s debt-worthiness, Jason provided you with facts (available in the attached Scenario Worksheet). Jason is a very insistent (some would say pushy) man. When you told him you would need additional information before making your decision, he acted offended and said, “What more could you possibly want to know?” You responded you would, at minimum, need complete, audited financial statements.

Develop a minimum 700-word examination of the financial statements and include the following:

• Explain why you would want the financial statements to be audited.
• Discuss the implications of the ratios provided for the lending decision you are to make. That is, does the information paint a favorable picture? Are these ratios relevant to the decision? State why or why not.
• Evaluate trends in the performance of P. Jason Corporation. Identify each performance measure as favorable or unfavorable and explain the significance of each.
• List three other ratios you would want to calculate for P. Jason Corporation, and in your own words explain in detail why you would use each.
• As the loan officer, what else would you do to gain a better understanding of Paul Jason’s, and the Corporation’s financial picture and why?
• Based on your analysis of P. Jason Corporation, will you recommend approval for the requested loan? Provide specific details to support your decision.

Format the assignment according to APA guidelines.

Paper required.

Outline required for oral presentation

Outline required for paper

This assignment requires the MBA student to demonstrate highly developed and professional communication skills needed by effective business professionals.

The assigned requires two parts:

1.The submission of a strategy analysis paper (80 pts)

2.A professional short oral presentation of the key findings of their strategyanalysis (20 pts)

Study the following article:

Porter, M.E. (2008). The five competitive forces that shape strategy. Harvard Business Review, 86(1), 79-93..

In this business analysis paper students are to thoroughly analyze the company WD-40 and prepare a five forces analysis specific to the assigned company and industry.

Guidelines for the paper:

• Provide a brief introduction to the company WD-40 (e.g. what is its business, in what market is it, how long has it been in business, etc.)
• Apply each of Porter’s five forces to your assigned company, indicating the threat level (e.g. high, moderate or low), why you have made this assessment.
• Do NOT make recommendations for addressing these threats; only provide your assessment of the threats.
• Discuss one or more ethical considerations that are faced by either your assigned company or the market in which they operate.
• Include a graphic of the Five Forces model that provides a bulleted synopsis of your assessment for each of the five forces.

Criteria for the paper:

• Minimum of four (4) pages, to maximum (5) five pages (not including Porter Model illustration, title page, or reference page and any additional appendices).
• APA style and formatting required.However, no abstract is required for this paper
• Include a 1-page Porter model illustrating your analysis
• Reference page and title page

1-Marlene and Darlene are each the recipient of an annuity that pays $1,000 annual payments at the end of each year for 12 years. They both received their first payment on the same day. Explain how Marlene and Darlene could assign different present values to their respective annuities.

2-There are multiple factors that affect the present value of an annuity. Explain what these three factors are and discuss how an increase in each will impact the both the present value and the future value of the annuity.

3-Tobi owns a perpetuity that will pay $1,500 a year, starting one year from now. He offers to sell you all of the remaining payments after the next 25 payments have been paid. What price should you offer him for payments 26 onward if you desire a rate of return of 8 percent? What does your offer price illustrate about the value of perpetuities?

4-Explain the net present value formula and also explain what the net present value represents.

5-The IRR rule is said to be a special case of the NPV rule. Explain why this is so and why IRR has some limitations NPV does not.

6-Most financial experts will agree that net present value is the best capital budgeting method. Explain why this is so and also explain how even NPV can be unreliable when projecting project results.

7-This chapter introduced three new methods for calculating project operating cash flow (OCF). Under what circumstances is each method appropriate?

8-When is it appropriate to use the equivalent annual cost (EAC) methodology, and how do you make a decision using it?

• 1- Open and save the Access database on your machine
• 2- Create the Relationships between the tables.

Queries:

Using the Access Query design option, run all the following 7 queries (questions 3 to 9):

Save the queries as Query(q.no.).

(Example: Query3 for question 3 below).

Hint:

For queries 4,5 and 8 use comparison operators (research online if necessary): <, >, =, >=, <= in the criteria

Use the Sort attribute in query design for question 7

Use the Totals feature in the Show/Hide block in the query design view for question 6.

• 3- Output the names of all students taking Biology.
• 4-Output all Student_Ids whose Advisor_ID is not 3.
• 5-Output the names of all students whose ID is more than 3000.
• 6-Show the number of courses in the Course table.
• 7-Show the names of all courses in the Course table sorted by the Course name.
• 8-Output the names of all students whose ID is in between 3700 and 4000.
• 9-Show the names of all students whose advisor is Jones.

Forms and Reports

• Create a Student form
• Add 6 new student entries using the Student form and populate all the fields (including the State and Zip) in the form for the new students and the existing students.
• Go to the datasheet view of the Student_Course and Student_Advisor table and add 2-3 entries in both these tables for the new students (Do not add new courses or advisors, use existing ones only). Populate the scores field in the Student_Course table as well (make up some scores).
• Create two sub-forms to show the Course and Advisor information for each student on the Student form.

Primary Discussion Response is due by Friday (11:59:59pm Central), Peer Responses are due by Tuesday (11:59:59pm Central).

Primary Task Response: Within the Discussion Board area, write 400–600 words that respond to the following questions with your thoughts, ideas, and comments. This will be the foundation for future discussions by your classmates. Be substantive and clear, and use examples to reinforce your ideas.

This Discussion Board requires students to perform the following 2 activities before they write:

• Search for and take an online entrepreneurship self-quiz. Identify the website address in your analysis.
• Take this personality quiz.

Write up to 3 paragraphs analyzing and comparing the results of both quizzes. Answer the following questions:

• What traits do you exhibit?
• Explain why you feel you can be a successful entrepreneur.
• What surprised you about your quiz results?
• Be sure to support your answers with a minimum of 3 quality references.

Responses to Other Students: Respond to at least 2 of your fellow classmates with at least a 100-word reply about their Primary Task Response regarding items you found to be compelling and enlightening. Given the number of students in the class do not attempt to read everyone’s initial posts, but pick 5-10 students and read their initial post and then respond to at least 2 of them.

• What did you learn from your classmate’s posting?
• What additional questions do you have after reading the posting?
• What clarification do you need regarding the posting?
• What differences or similarities do you see between your posting and other classmates’ postings?

For assistance with your assignment, please use your text, Web resources, and all course materials.